/ Anna Caldwell
The Hidden Costs of College

The Hidden Costs of College

Despite media attention surrounding student debt, which has grown to $1.59 trillion in 2021, most parents and their students still vastly underestimate the costs of college. In a recent survey by Fidelity, 1 out of 4 high school parents believes that a full year of college will cost $5,000 or less, $21,820 less than the actual average for a public four-year, in-state school.

Are Budgeting Myths Holding You Back?

Are Budgeting Myths Holding You Back?

Most people agree that keeping a budget is a good idea but how many faithfully do it? Like me, you’ve probably made a budget spreadsheet only to forget about it a few days later. I’m not proud to admit I’ve done this more than once, but why? Despite working in personal finance, I was influenced by budget myths. Are budgeting myths holding you back? Avoid these four misconceptions about budgeting and give your financial planning a fresh start. 4 Budgeting…

What Is a Cash Advance?

What Is a Cash Advance?

Not having access to cash when you need it is stressful and inconvenient. A cash advance is a short-term cash loan made against an existing line of credit. An advance allows you to use your credit card to get cash from an ATM or bank. Just like any credit used on a credit card, a cash advance needs to be paid back and will accrue interest.

What are Bad Credit Loans?

What are Bad Credit Loans?

If you need to consolidate and pay off existing debt, but have concerns about your credit score and finances, you may be considering bad credit loans. Using a bad credit loan to consolidate existing debt may seem like a good idea, but it’s not your only option. It’s important to understand the risks and consider all alternatives before making a decision.