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About
Anna Caldwell
Anna is a Chicago-based Content Marketing Associate and lead writer for Beyond Finance and the Top Dollar Financial Insights Hub by Accredited Debt Relief. She specializes in financial literacy, budgeting, personal finance tips, and debt management techniques, including debt consolidation options. She is passionate about creating approachable financial resources that help people overcome debt and other financial challenges.
Most Recent
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Worksheet: Estimate The Cost of Owning a Cat
Before bringing a cat friend into your home, it’s essential to consider the financial responsibilities that come with cat ownership. From initial expenses to ongoing costs, understanding the average cost of owning a cat will help you make an informed decision and ensure your furry friend receives the care they deserve. Use the free worksheet […]
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A Snapshot of Finances Within the LGBTQ+ Community
Members of the LGBTQ+ community face unique financial challenges and disparities that can significantly impact their economic well-being. From workplace discrimination to the added financial burdens caused by income gaps, healthcare costs, and legal expenses, navigating the financial landscape can be overwhelming. This article features data that demonstrates the financial obstacles experienced within the LGBTQ+ […]
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Download Free Budget Spreadsheets For Couples!
If you share some or all of your expenses with a significant other, an effective budgeting strategy is essential for open communication. Using one of our free budget spreadsheets for couples will help you align your priorities and work as a team toward your shared goals.
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Top Dollar Tries – The Best and Worst Things to Buy at Dollar Tree!
They say you get what you pay for, so what about dollar stores? Are discount product stores like Dollar Tree worth an extra shopping trip? I put a few products to the test to find the best and worst Dollar Tree swaps.
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How to Recession-Proof Your Finances
With credit card debt and federal interest rates on the rise, many financial experts believe we are headed toward a recession. As we brace ourselves for turbulent economic conditions, it’s good to explore actionable steps you can take to recession-proof your finances.
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The 6 Pillars of Financial Literacy
Financial literacy is a vital skill that can help you make informed decisions with your money. To celebrate the 20th Anniversary of Financial Literacy Month, we are exploring the six pillars of financial literacy to help you brush up on the skills you need to achieve economic success.
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Credit Card Debt Is Rising, Again – New Statistics!
Although credit card debt fell briefly at the beginning of the pandemic, it’s back up now, and – guess what? – the numbers are exceeding pre-pandemic levels. What is behind this climb, and what does it mean for Americans? Credit Card Debt Reaches New Highs Together, Americans hold $986 billion dollars in total credit card […]
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Tips to Improve Your Job Search in 2023
Did you know that “getting a new job” is one of the most popular new year’s resolutions? Every year job seekers send out resumes and cover letters, hoping to find a position that will improve their quality of life. Unfortunately, early optimism can be dashed when applicants find the job search process long, stressful, and […]
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20 Identity Theft Warning Signs to Watch Out For
Imagine waking up one day to find your bank account drained or finding out that your credit score has plummeted because someone used your identity to take out debt in your name. Identity theft is a real-life nightmare that can do serious damage to your financial security and well-being.
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The Most Expensive Colleges in The United States
Every year, The National Center for Education Statistics ranks the 50 most expensive four-year institutions in America by their published out-of-state tuition, annual fees, and residential charges.