Need help with your debt? We can help you towards a brighter financial future. Get started online or Call 800-497-1965

Most Recent

Showing 1-10 of 55 results
  • Debt Repayment Methods: Snowball vs. Avalanche

    One of the hardest parts about paying off multiple debts is knowing where to start. It can be easy to become overwhelmed by or apathetic to minimum payments. Unfortunately, this leads to being in debt longer and racking up interest and fees. Reprioritizing your debts and pursuing a repayment strategy can help increase your long-term […]

  • Brush Up Your Resume With Our Free Template

    Job hunting can be a long and intimidating process. In addition to searching through job postings and filling out lengthy applications, you have to make sure your resume is strong enough to stand out from hundreds of other applicants. Although the writing and updating process takes time and effort, submitting a professional and polished resume […]

  • Write Your Cover Letter With Our Free Template

    You’ve come across a posting for your dream job. The requirements and responsibilities look like they were tailor-made for you, and the company offers incredible benefits. You’re about to dust off your resume and get to work on the application, but then you read this statement:  “Please include a cover letter with your application.”  Do […]

  • Talking to Your Partner About Money and Debt

    Whether you’re just starting a new romantic relationship, are considering tying the knot or have been married for years, you’ve likely discovered conversation topics that you would prefer to avoid. Money and debt are often at the top of our personal “do not discuss” list, which can lead to major problems down the road. In […]

  • Debt, Stress and Mental Health

    If you’re in debt, you can likely point out the effects that it has on your life. The inability to accomplish your financial goals, facing high interest payments, and dealing with garnished wages may first come to mind, but have you considered the impact that debt can have on your mental health?

  • Start Budgeting With Our Free Worksheet

    Updated April 13, 2023 Creating and managing a budget is a great way to help you stay on top of your finances. You can ensure that you have enough to cover your expenses while also determining what to cut back on by planning out your spending every month. Fortunately, a recent poll reported that 69% […]

  • Debt-to-Income Ratios and Why They Matter

    A debt-to-income (DTI) ratio is the percentage of a person’s monthly gross income that is dedicated towards paying back debts. Your DTI ratio is an important piece of data that will help lenders determine the likelihood that you’ll repay a loan.

  • The World’s Household Debt, Visualized

    According to the New York Federal Reserve, America’s household debt is the highest it’s ever been (in nominal dollars), with the previous peak being in 2008. But why? Well, one possible reason is that the current era of low and negative interest rates is tempting many people to load up on mortgages, credit cards, auto loans […]

  • 6 Tips To Save For An Emergency Fund

    Updated April 12, 2023 When you hear the phrase “in case of emergency,” what comes to mind? Many individuals think of safety drills, stored nonperishables, first aid kits and calling 911. Having an emergency fund might not be on your “in case of emergency” list, but it should be one of your biggest financial priorities.