Debt

Updated July 2020 If you are considering debt consolidation or have already begun the process you might be concerned about what it could do to your credit score. It is common for credit scores to decline after consolidation, at least in the beginning. Fortunately, the effects are usually temporary and repairing your score is easier […]

Updated July 2020 If you have multiple forms of debt, you are probably familiar with the frustration of keeping track of many different interest rates, payment amounts and due dates. Managing multiple debts can be stressful, especially if you struggle to organize your finances or have an irregular income. Add late or missed payments to […]

Updated June 2023 If paying off debt were easy, fewer people would be in debt! We know that’s not the case because the average American household has more than $9,654 in debt, and the average American with credit card debt owes $3,911. The problem is not that we have debt, but instead, the mistakes that […]