Financial Planning

Most Americans understand that living on minimum wage is less than ideal, but did you know it was originally meant to be a living wage? In this blog, we’ll explore how the minimum wage came to be and how it’s evolved over time.

You are celebrating your first year as a new homeowner which means experiencing many firsts. Your first home renovation, your first winter as the primary caretaker of a hot water heater (is it supposed to make that noise?) and now, your first tax season. Dealing with taxes for the first time after buying your home […]

Thinking about getting a small business loan? Familiarizing yourself with the five C’s of credit can help you understand the factors that lenders consider. Unlike a personal loan which examines individual credit history, business loans look at the five important characteristics to determine your creditworthiness.

Lifestyle creep occurs when increased income leads to increased spending. Despite earning more money you don’t see an increase in wealth because you keep spending what you have.  You might be experiencing lifestyle creep if despite getting a raise, or several, you still find yourself living paycheck to paycheck. 

Refinancing your home is a useful tool that can help you make the most of your investment. However, you should carefully examine your goals and circumstances to determine if it is the right choice for you. Read on to learn more about the pros and cons of refinancing your home.

‘Tis the season for shopping and gift-giving! Between supply chain shortages and recent mass changes in employment, finding and purchasing presents for everyone on your list might be trickier than in years past.

With every new year comes the opportunity to make changes in your life. It may seem cliche, and you certainly do not have to wait for the start of a new year to make changes to your financial life. However, many enjoy the momentum they feel when they create resolutions for the new year. Here […]

The holidays are a wonderful time for having fun, but they can also cause financial stress. If you are bracing yourself for the impact holiday shopping will have on your wallet, it may be time to approach your holiday spending with a new strategy. ‘No spend’ challenges are a new trend that can help you […]

Before you walk down the aisle with your beloved, it’s a good idea to do some financial planning together. Check out our financial planning before marriage checklist to ensure future money woes don’t take away from your wedded bliss. 

According to the American Dental Association, the cost of going to the dentist is the number one reason people avoid regular dental care. Unfortunately, neglecting your dental health care can have serious consequences and may end up costing you more money over time. Budgeting for dental work can be a challenge, and understanding dental costs […]